fix(settings): 修正 Claude Code hook 格式為正確 schema

- bypassPermissions -> permissions.defaultMode: "bypassPermissions"
- 移除無效的 thinking/effort 欄位
- Hook 改用 {matcher, hooks: [{type, command}]} 物件格式
- 新增 branch-protection.local.json: momo main 分支可直接 commit

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

.claude/hooks/branch-protection.local.json

@@ -0,0 +1 @@
+{"protectedBranches": ["production"]}

.claude/settings.json

@@ -1,27 +1,37 @@
 {
   "permissions": {
-    "bypassPermissions": true,
+    "defaultMode": "bypassPermissions",
     "additionalDirectories": ["/tmp"]
   },
-  "thinking": {
-    "enabled": true,
-    "budgetTokens": 10000
-  },
-  "effort": "high",
   "hooks": {
     "PreToolUse": [
-      ".claude/hooks/momo-prod-guard.js",
-      ".claude/hooks/commit-quality.js",
-      ".claude/hooks/large-file-warner.js",
-      ".claude/hooks/mcp-health.js"
+      {
+        "matcher": "",
+        "hooks": [
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/momo-prod-guard.js"},
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/commit-quality.js"},
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/large-file-warner.js"},
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/mcp-health.js"}
+        ]
+      }
     ],
     "PostToolUse": [
-      ".claude/hooks/audit-log.js",
-      ".claude/hooks/suggest-compact.js"
+      {
+        "matcher": "",
+        "hooks": [
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/audit-log.js"},
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/suggest-compact.js"}
+        ]
+      }
     ],
     "Stop": [
-      ".claude/hooks/cost-tracker.js",
-      ".claude/hooks/session-summary.js"
+      {
+        "matcher": "",
+        "hooks": [
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/cost-tracker.js"},
+          {"type": "command", "command": "node $CLAUDE_PROJECT_DIR/.claude/hooks/session-summary.js"}
+        ]
+      }
     ]
   }
 }